Personal Life Insurance

What Is Personal Life Insurance?

At any moment, life can take an unexpected turn. Although nothing could lessen the sadness of death, investing in life insurance may ease some of the financial burdens in the event of your death. Your loved ones will receive money to help them pay for funeral costs, outstanding debt, monthly bills, medical bills, and mortgages. Life insurance can also help finance future needs – such as your children’s education.

Because life insurance is one of the most crucial purchases you can make, we leverage the flexibility of representing several insurance companies to offer the best insurance plan for your and your family’s needs. Whether you’re just starting your life or planning to retire, we’ll help you insure what matters to you – your life and your loved ones.

There are three different types of life insurance policies designed to meet your specific needs:

  • Term Life – Typically, the least expensive term life is based on age, health, and expected lifespan. It is purchased for specific terms.
  • Whole Life – Whole life premiums are guaranteed and accumulate for life.
  • Universal Life – A permanent policy, universal life has the potential to earn cash value over your lifespan.

Contact us to help you decide which policy is best for you.