There is no one size fits all auto insurance policy in Oklahoma.The state may only require liability coverage, but this does not protect you or your property. It only covers injury and damage to those you hit. What if you were the victim of a hit and run and only had liability insurance? How would you pay for the damage? Even good drivers can get in accidents. Why take the risk?
Make sure that your Oklahoma auto insurance policy covers you and your vehicle. Coverage can go beyond the basic car repairs to include medical payment reimbursement and reimbursement for injury caused to you by an uninsured or underinsured driver.
In some cases, it may be necessary to customize your policy. Experienced agents will suggest customization when making teenagers authorized drivers or covering guest drivers. Using your vehicle for company use may require business auto insurance in Oklahoma.
Car enthusiasts need to be particularly careful when choosing policies. Antique, classic, and customized vehicles do not use standard policies. They require specialized protection. No matter what type of vehicle you own, make sure that your Oklahoma auto insurance meets all of your needs, and take the time to adjust your policy as necessary.