Medicare Health Plans
Original Medicare: Part A (Hospital Insurance) &/or Part B (Medical Insurance). Medicare provides this coverage directly. You have your choice of doctors, hospitals, and other providers that accept Medicare. Part A was paid for while you were working from part of your payroll taxes. Part B has a monthly premium that you can set up to be taken out of your social security check.
Medicare Supplement: You may want to get coverage that fills the gaps in Original Medicare coverage. You can choose to buy a Medicare Supplement Insurance (Medigap) policy from a private insurance company. To cover the deductibles and co-payments that Original Medicare doesn’t cover.
Medicare Advantage Plan: Part C includes BOTH Part A (Hospital Insurance) and Part B (Medical Insurance) is provided by private insurance companies approved by Medicare. In most plans, you need to use plan doctors, hospital, and other providers or you may pay more or all of the cost. You may pay a small monthly premium (in addition to your Part B premium) and a copayment or coinsurance for covered services. Costs, extra coverage, and rules vary by plans. Most plans include Part D Prescription Drug coverage.
Prescription Drug Plan: Part D plans are run by private companies approved by Medicare. You usually pay a monthly premium which vary by policy and company. We can enter your current prescriptions and pharmacy into the program to find the least expensive and best overall plan for you.