• 5 Ways to be the Most Safety-Savvy Dad Alive

    When it comes to being a dad, there's no doubt one of your main concerns is the safety of your family. You put up fencing in the yard, install a security alarm and make the switch from sports car to family-friendly SUV, all in an effort to protect them. It makes you wonder how a lot of us survived growing up in times before some of these modern-day safety measures existed. How did Dad keep us safe back then

    Looking back, there were probably a ton of things your dad did with your safety in mind, including giving you oodles of life advice. Does the phrase, “You’ll understand someday when you have kids,” ring a bell? It's funny that no matter how much the times may change, certain things will always be true. You can count on most of the advice your father gave you to remain relevant over the years. Commonplace “Daddisms” apply to all sorts of real-life situations, even insurance. And there's a reason we consider them cliche; they work. Maybe Dad knew what he was talking about after all.

    Here’s how modern-day dads can apply old-school dad advice to become their family’s safety superhero:

    Stop and Smell the Roses

    You've surely heard someone say this before and more than likely it was your father. Maybe he was telling you to slow down while you were riding your bike as a child, or when you turned 16 and got behind the wheel for the first time. Chances are, he said it as he watched you rushing your school years away or when you were working overtime, clamoring up the career ladder. So many times our elders tell us to stop and smell the roses; you never know what you'll miss while you're rushing through life. And, looking back, boy were they right.

    Slowing down applies to numerous situations in life, but in the insurance world, it's the best way to stay on top of your family's safety. There are various policies every family needs to shelter them from loss; take your time choosing the right ones.Don’t put their safety in the hands of a website promising you instant peace of mind, seek an experienced agency that will spend time getting to know your needs and go the extra mile to make sure everything is covered.

    Change the Oil

    Literally, this is referring to regular vehicle maintenance, which is great advice for extending the life of your car. But, more figuratively, it means to maintain your life. To really take care of your family, there are certain things that must be maintained on a regular basis:

    For starters, yourself- Establishing an exercise routine and getting an annual checkup are great ways to maintain your health and doing so sets a positive example for other family members.

    Your home and property- Clean the gutters, wash the windows, fix the leaky roof, keep the weeds clear; you get the point. Staying on top of issues around the house is crucial to your family's safety and to extending the life of one of your greatest investments--your home base.

    Your insurance policies- Performing annual reviews of your policies is always a great idea. Read the fine print, double-check coverage amounts, compare premiums and make sure to add protection for any new additions to the family.

    If It Ain't Broke, Don't Fix It

    This one goes back to simpler times when keeping up with the Jones’ wasn’t a concern, people worked hard for everything they had and getting the latest gadget released by Apple wasn’t even a part of their wildest dreams. Anyone remember those days?

    More than likely, everyone's dad has something they've held on to far longer than deemed acceptable by society, and why? Because it still works. It's as simple as that. It never occurred to him to replace the console tv until the 1990’s because it wasn't necessary; if it ain't broke, don't fix it.

    Scott Wiedemann and His FatherLiving simply or “within your means” is some of the best advice Dad ever gave. It protects your current and future finances and sets a great example for your kids. Contact us to learn about insurance policies custom-tailored to your needs and financial situation.

    If It Is Broken, Fix It

    Likewise, if something isn't working, make it right again. So many of us have fallen into the habit of instant-gratification; if something stops working, we replace it. Whatever happened to good, old-fashioned elbow grease?

    Don't let the dust settle on things in your life that can be fixed; make the classic car run again, do home renovations instead of moving to a new home and always adjust your insurance policies if they aren't working right for your family.

    Contact Wiedemann

    Sometimes you need a little help with your family’s safety and that’s why we’re here for you. With over 30 years in business, Wiedemann has the experience necessary to cover all your family’s insurance needs. With one quick phone call, we can help you achieve superior coverage, giving you peace of mind knowing your family is protected. Visit our website for more information or to learn more about Wiedemann. Now is your time to be a superhero safety dad.

  • How to Lessen Your Liability This Summer

    Increasing temperatures and longer, sunnier days means summer is on the horizon. Mother Nature is tempting people to spend those extra hours outdoors camping, boating, road-tripping and doing countless other warm-weather activities. Some people are looking forward to a vacation away, while others are planning family reunions and barbecues close to home. No matter what your summer plans are, it's important to keep in mind that these activities carry a certain amount of liability for you. Even Mother Nature can get ugly from time to time; don’t let the fun of summer keep you from protecting yourself from potential risks.

    Whether you're heading across the country for the trip of a lifetime or planning a fiesta-filled staycation, there are a few things you should do first:

    Check Your Policies

    • Stormy summer weather has the tendency to wreak havoc on your property. Downed trees and roof damage are just a couple of ways it can cause devastation, sending you straight for an insurance claim. And if you don't have the proper coverage, you risk spending a lot of money out-of-pocket for repairs. Regardless of the season, it's crucial to always make sure your home, its contents and your entire property are fully covered and at their current values.
    • Let's face it, accidents happen. Even when we’ve played by all the rules, occasional mishaps will pop up and sometimes it will result in an injury. That’s why you want to make sure you're properly covered. Something as simple as having a play date in your backyard can carry the risk of a broken leg, an allergic reaction to a bee sting or any number of unforeseen events. Contact your agent to make sure your homeowners policy covers any accidents that could occur on your property.
    • Most homeowners policies follow you while you're on a trip, but it's a good idea to clarify before you go on vacation. If they don't cover rentals, we recommend getting renters insurance for condo or cabin stays. You’ll also want to make sure your home and its contents will be covered while you're away.
    • Not all auto policies carry over to cover rentals, which means you may end up being fully liable for any damages incurred while a rented vehicle is in your possession. Whether you’re renting a car or an RV, always check with your agent first, then you may want to consider the policy offered by the rental company.


    Play It Safe

    One of the best ways to lessen your liability is to stay ahead of the game. A little prep work can go a long way in ensuring your summer goes smoothly.

    • If you have a pool, it's highly important to keep it maintained on a regular basis. Before each use, check for debris or other objects that could be harmful to swimmers. Always keep it clean and covered when not in use. Some policies require fencing around pools as a safety precaution, so check with your agent to make sure you’re meeting the guidelines.
    • Do frequent walkthroughs of the yard to check for hazards like holes or sharp objects that could cause harm to someone.
    • Make sure toys and playground equipment are clean and functioning properly, any fencing is in tact and gates close and lock as they should.
    • If using a grill, ensure it's a safe distance from house or other structures to avoid a potential fire hazard.
    • Scan your property for any harmful nature--beehives, wasps nests, poison ivy or anything else that could cause issues.
    • Stay on top of any activities going on in and around your home; monitor playing children or sporting teenagers and always be aware of your surroundings when outside.


    Contact Wiedemann!

    If you're looking for a professional, customer service-oriented agency, give Wiedemann a call. With over 30 years in business, we have the knowledge and experience necessary to get you fully covered and protected from all of life's unforeseen events. With one phone call, we can get you competitive quotes from various companies, saving you a ton of time. As an independent insurance agency, we aren't limited to representing only one company, which means we can ensure you're always getting the best policy at the best price.

    Don't let another busy summer go by unprotected, contact Wiedemann today!

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  • FLSA Changes to Over-Time Regulations

    The Fair Labor Standards Act is making changes and we want you to stay on top of them! The full update can be viewed here.

    What you need to know:

    • This change will impact every business in one way or another
    • Type of industry and size of a business does not matter or play a factor in these changes
    • The current estimated impact that directly effects employees is around 11 million


    Definitions to understand the terminology in the FLSA:

    Exempt = Salaried (Example: Position makes $35,000/yr)
    • Not Eligible for Over-Time

    Non-Exempt = Hourly (Example: Position makes $16.82/hr)
    • Eligible for Over-Time

    Have more questions about how this impacts your business? Feel free to contact us or read the full report here.


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